Some of the largest decisions a family makes carry a tax consequence that is decided at the same moment as the investment: what to do with a concentrated stock position, how to unwind a chain of 1031 exchanges, how to invest the proceeds of a business sale, whether and when to convert to a Roth, what to do with an annuity that no longer fits. Axxcess builds the portfolio around those events, working alongside your CPA and counsel, for taxable portfolios of $3 million and up.
In each of these, the order of operations matters as much as the destination. We work through them with your CPA and counsel before anything is bought or sold, so the portfolio reflects the plan rather than reacting to it.
A single position built over a career, through founder shares, compensation, or inheritance, carries more risk than the rest of the portfolio can absorb. We plan the pace and sequence of diversification with your CPA, so the investment decision and its tax consequence are made together, not in separate rooms.
When a chain of exchanges ends, whether through a sale, an estate transition, or a decision to stop owning property directly, the reinvestment of proceeds becomes a planning question. We coordinate with your CPA and counsel on how and over what period the proceeds enter the investment plan.
The largest liquidity event of most owners' lives deserves a plan before the closing date. We work with your deal counsel and CPA ahead of the transaction, so the proceeds arrive into an investment plan built for them rather than into a cash account waiting for one.
Whether, when, and how much to convert is a decision you make with your tax advisor. Our job is to build the portfolio so the decision can be carried out cleanly: which assets, in which accounts, in what order, and how the remaining portfolio is positioned afterward.
Legacy annuities often no longer fit a family's plan, and exiting one has surrender and tax consequences of its own. We lay out the alternatives beside the existing contract, with your tax advisor's analysis, so the decision is made with the full picture in view.
It is not tax advice. Axxcess does not prepare returns, issue tax or legal opinions, or promise any tax result. We work with your CPA and counsel, who own the tax analysis; we own the portfolio that carries out the plan. Outcomes depend on your individual circumstances.
Most families have excellent professionals who rarely speak to each other. The CPA sees the return after the year is over. The attorney sees the documents when they are signed. The advisor sees the portfolio. Tax-aware wealth management at Axxcess means putting those three in the same conversation before the decision is made, with the advisor coordinating and the portfolio built to carry out what the group agrees.
Start the conversationWe document the event, your objectives, your time horizon, the accounts and entities involved, and how you prefer to be involved. Existing accounts can be linked securely before you become a client.
We bring your CPA and counsel the portfolio facts they need and take back their analysis. Where you do not have a specialist for the event, we can introduce one; the choice is yours.
The agreed sequence is carried out in the portfolio, across accounts and entities, using the strategies and managers on the platform that fit the plan.
Accounts are monitored at least monthly, and we meet quarterly and annually. As the event completes and your circumstances change, the plan is revisited with the same group.
Private clients and family offices: see how we work with families directly. Advisors on the platform can bring this service to their own clients.
"Every one of these events is an investment decision and a tax decision at the same time. Our job is to make sure the two are made together, with the client's CPA and counsel at the table."
Deron leads the firm's tax-aware portfolio strategies for complex situations. Before joining Axxcess he served as Chief Investment Officer at SEIA for 22 years, leading the investment team as the firm grew from $200 million to more than $20 billion.
Contact DeronNo. Axxcess is an investment adviser, not a tax or law firm. We do not prepare returns or give tax or legal opinions. What we do is build and manage the portfolio with your CPA's and counsel's analysis in hand, and coordinate the conversation so that analysis happens before the investment decision rather than after it.
Individuals, families, and business owners with taxable portfolios of roughly $3 million and up who are facing one of the events described above, or who expect to. Below that size, the coordination involved is usually more than the situation calls for, and a simpler approach serves better.
No. We work with the professionals you already trust. If an event calls for a specialist you do not have, for example deal counsel for a business sale, we can introduce one, but the choice remains yours.
A conversation about the event and your objectives, followed by our Form ADV and an engagement agreement. You can link your existing accounts securely before becoming a client, so the first proposal is built on your actual holdings rather than a template. Then you decide.
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